There’s nothing worse than stressing about money during summer vacation. Now is the perfect time to start saving for summer.

Think of all of the fun adventures you’d like to go on this summer. Make a rough budget for how much money you might need for each trip. Once you know how much you need to save, here are three simple ways to start saving for summer.

3 simple ways to start saving for summer

1.Set aside a certain percentage of every paycheque for savings

Write down your monthly income on a piece of paper. Minus your rent, bills, grocery money, and other essential costs of living. If you have money to spare at the end of the month, transfer that to a savings account.

Another way you can set aside savings is to allocate a percentage of your income to automatically go to savings. For example, most contract workers set aside up to 30 percent for taxes at the end of the year. If you can write-off some of your legitimate business expenses, then you may not owe all of that 30 percent you’ve been saving all year.

Reward yourself for your hard work, diligence, and responsibility for saving money by treating yourself to a trip or doing something fun with friends and family this summer. You can relax and have fun, knowing that you can afford that summer road trip.  

2.Go on a shopping diet

Spring is the perfect time to simplify, organize, and declutter your home. Doing this may spark the need to go on a shopping diet. This is good for you, your wallet, the environment—and it will help you start saving for summer.

Follow the Marie Kondo method of sorting through all of the items you’ve accumulated in your space to see how much stuff you already have. You may just realize that you already have everything you need and that you don’t want to add more clutter to your life. Who knows, you might even make money selling some of your stuff.

Try a spring clean and then take a break from shopping. There are lots of helpful blog posts and tips on how to go on a “buy nothing” shopping diet. Try it out for a few weeks or a month—and see just how much you save.

3.Work hard now—and play hard when the sun comes out

Consider picking up extra shifts, side gigs, or part-time work to help you set aside savings for the summer. This is especially true if you find yourself spending your entire paycheque on essentials of living and bills. No matter your financial situation, you deserve a break once in a while too. To make this happen, you may need to pick up some extra work or seek financial help.

Work hard to save money while the spring showers are here. Then reward yourself when the summer’s sun is high by taking a break, giving yourself a pat on the back, relaxing, and spending some of your hard-earned savings for summer.

Tags : financial advicepersonal financesavings tipsummer savingsummer vacation
Sam Milbrath

The author Sam Milbrath

Sam Milbrath is a freelance copywriter and brand marketer. When she isn’t writing for brands or doing her own creative writing, she’s exploring, taking photographs, gardening and doing pottery. Check out her work at