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Financial PlanningPersonal FinanceSaving Money

How to Save Money… Even When You’re Paycheque to Paycheque

A Canadian Payroll Association survey conducted in mid-2018 found that 44 per cent of working Canadians reported it would be at least somewhat difficult to meet their financial obligations if their paycheque was delayed by even a single week. This figure is down about three percent from a year ago,
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Financial PlanningPersonal FinanceSaving Money

The Consequences of Maxing Out Your Credit Card

Credit cards offer incredible convenience for users, and remain one of the most popular methods that consumers use for spending of all kinds. When managed effectively and paid off diligently, there’s nothing wrong with using credit, even across multiple cards, to manage your finances: there’s even a host of benefits
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FinanceLending EducationPersonal FinanceSaving Money

How Alternative Lenders are Improving Banking

It’s not hard to call alternative lenders “disruptive,” or to cast them as either competitors or symbiotic partners to the traditional branch-based world of banking. Throw buzzwords around as you may, what are the real-world improvements that alternative lenders have provided not just for fintech-savvy investors and bank execs, but
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FinanceFinancial PlanningPersonal FinanceSaving Money

A Rundown of Money-Saving Apps

If you are looking to improve your personal financial outlook, it’s important to develop a strategy that works for you, and to stick to it with everything you have. Some people are traditionalists: keeping cash in categorized envelopes, for instance, is a great way to regulate and analyze how you
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