Personal Finance

When I think of Canada Day celebrations, I think of fireworks, BBQs, live concerts in parks, parades of people in red and white, and escaping the busyness for the Canadian great outdoors. There are many fantastic ways to celebrate Canada Day on a budget. Here a few fun ideas to

Money stress is real. In fact, according to Newswire, a Capital One Canada and Credit Canada Debt Solutions survey stated that 44% of Canadians believe that their financial situation negatively impacts their mental health. Research has long since proven that money stress adds to health problems including migraines, depression, mood

No matter how much debt you’ve found yourself in, it can seriously affect your emotional and physical happiness and wellbeing—and squash your financial dreams for the short and long term. To get you back to a financially good place, the best strategy is to pay off your debt quickly and

Regardless of whether you own your home or not, there are dozens of simple home improvements you can do to save money. Plus, most of these home improvements not only help you save on monthly electricity, gas, water, heating, and cooling bills, but they also help save the environment. By

Welcome to the first blog post in our financial literacy and wellness series! Today, we’ll discuss what financial literacy and wellness mean, what the difference between the two are, why they are important, and how, together, they can help improve your mental, emotional, and physical health. We’ll also share some

We conducted our first ever Annual State of Non-Prime Canadian Consumers Survey. We asked questions related to income, expenses, debt load, budget management, and credit monitoring. The results raised some concerns over how much financial literacy education Canadians require, but more importantly, this survey showed some clear signs that Canadians are

Credit cards are great for building credit, purchasing large items conventionally, collecting points, shopping online, and so much more, but they can get you into serious financial trouble if left unchecked. Trust me, I know. A maxed out credit card can reverse your good credit and send your personal finances

The average Canadian owes nearly $23,000 in personal debt. Including mortgages, in 2017, Canadians’ collective household debt increased 6% annually to $1.8 trillion. Even the U.S. is taking on record levels of debt. They’ve hit an all-time high of overall household debt owing $13.54 trillion by the end of 2018