Personal Finance

Financial hardship is more than just living beyond your means. It usually occurs like a snowball effect. Perhaps something happened, an unforeseen event or a major financial burden, that you hadn’t planned or saved for. Perhaps you lost your job, had unexpected health issues arise, or have a large debt

Millennials (aged between 23-38 currently) are facing more financial challenges than Baby Boomers (aged 55-73) ever faced. There are more than 7.3 million Millennials in Canada – the largest generation since the Baby Boomers.  Business Insider reports that the financial behaviors of Millennials are heavily influenced by the Great Recession

Keeping track of your expenses might seem like a daunting, monotonous, or giant task, but once you get over the initial setup, which is really quite simple, all you have to do is stay on top of new expenses.  Here is a simple, step-by-step guide to keeping track of your

Life can be expensive. But “expensive” is a sliding scale that depends on your personal financial situation, such as income, cost of living, budget, debt, and spending habits. It’s easy to get carried away with overspending—but we’re here to help you determine the signs that you’re living beyond your means.    

Billionaire Warren Buffet came up with many effective strategies that got him to where he is today. As a quick recap, Warren Buffet is the chairman and CEO of Berkshire Hathaway, a successful investor, entrepreneur, philanthropist, and speaker. He’s also worth $85 billion USD.  Perhaps most infamous of all of

This is the second blog post in our Financial Literacy Series, in which we discuss the relationship between your finances and your personal health and wellness—and aim to increase your financial literacy and understanding. Check out our first blog in the series, Financial Literacy and Wellness 101. As a quick

When I think of Canada Day celebrations, I think of fireworks, BBQs, live concerts in parks, parades of people in red and white, and escaping the busyness for the Canadian great outdoors. There are many fantastic ways to celebrate Canada Day on a budget. Here a few fun ideas to

Money stress is real. In fact, according to Newswire, a Capital One Canada and Credit Canada Debt Solutions survey stated that 44% of Canadians believe that their financial situation negatively impacts their mental health. Research has long since proven that money stress adds to health problems including migraines, depression, mood