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Why Young Consumers Want Point-of-Sale Loans

Sixty-seven percent of Millennials don’t have credit cards.  Today’s young consumers have an aversion to credit and debt—and an affinity for straightforward payment plans. They are debt- and budget-conscious in part because they’ve learned from the mistakes of older generations who owed multiple credit card debts when the recession hit.
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FinanceIndustryLending EducationPersonal Finance

The 2019 Annual State of Pay Cheque to Pay Cheque Canadian Consumers

We conducted our first ever Annual State of Non-Prime Canadian Consumers Survey. We asked questions related to income, expenses, debt load, budget management, and credit monitoring. The results raised some concerns over how much financial literacy education Canadians require, but more importantly, this survey showed some clear signs that Canadians are
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IndustryLending Education

How Point of Sale (POS) Financing can Help Your Business Grow

Point of sale (POS) financing is nothing new. But more and more innovative businesses are catching on to its growth benefits. POS financing has been offered for decades through company-branded credit cards and car dealerships, for example, that offer flexible installment loans to consumers. What’s most interesting, however, is how
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