Financial Planning

Financial emergencies are just that: emergencies. They come on like natural disasters all of a sudden and can be all-consuming and life-altering. Recent studies show that many Canadians are already financially overstretched and have no real savings or plan for an inevitable emergency.  In fact, this study released by Leger

This is the fifth blog post in our Financial Literacy Series, in which we discuss the relationship between your finances and your personal health and wellness—and aim to increase your financial literacy and understanding. Just how influential is my poor credit score? How can poor credit affect my life, if

Think of treating yourself as a scale that needs to be balanced.  For those who never treat themselves, this deprivation can have negative health effects around resentment, depletion, and unhappiness. For those who treat themselves too often and too frivolously, the same can be said as feelings of guilt and

According to CBC Business, 83% of Canadian workers polled for a 2019 survey said they regularly experience stress related to money problems and how much (or little) they’re paid. This is despite record job creation and low unemployment in Canada’s recent months. In lieu of this astonishing figure, we asked

This is the fourth blog post in our Financial Literacy Series, in which we discuss the relationship between your finances and your personal health and wellness—and aim to increase your financial literacy and understanding. Making a realistic budget that you can actually use, ironically requires you to have a realistic

Millennials (aged between 23-38 currently) are facing more financial challenges than Baby Boomers (aged 55-73) ever faced. There are more than 7.3 million Millennials in Canada – the largest generation since the Baby Boomers.  Business Insider reports that the financial behaviors of Millennials are heavily influenced by the Great Recession

Keeping track of your expenses might seem like a daunting, monotonous, or giant task, but once you get over the initial setup, which is really quite simple, all you have to do is stay on top of new expenses.  Here is a simple, step-by-step guide to keeping track of your

Life can be expensive. But “expensive” is a sliding scale that depends on your personal financial situation, such as income, cost of living, budget, debt, and spending habits. It’s easy to get carried away with overspending—but we’re here to help you determine the signs that you’re living beyond your means.