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FinancePersonal Finance

Credit Exclusion: What Is It and Why Does It Matter In Canada?

People who are credit excluded have limited or no access to mainstream credit. Importantly, they may be excluded because they, for whatever reason, cannot access credit services, or, because those services simply are not useful to them because of their particular circumstances—this is what some scholars call access and utility
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FinancePersonal FinanceSaving Money

The Economics of Valentine’s Day: for Love or Money

Valentine’s Day gets a bad rap, doesn’t it? It’s supposed to be a day for celebrating bonds with people we care about, and yet the prevailing motifs that surround this most romantic of holidays are largely focused on conspicuous consumption and spending. There’s unfortunately become a stigma attached to the
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FinanceFinancial PlanningPersonal Finance

5 Podcasts That Can Help Boost Your Personal Finances

Personal finance is somewhat of a grey area for most people. Without formal education in schools and university, it’s hard for those not directly connected to the industry to learn and gain knowledge around this area. I remember after I had gained my residency here in Canada, I immediately visited my bank
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