Dealing with Collections Agency Pressures

Realistically, at one or more points in life some of us will have incurred a troublesome debt that we’ve had trouble paying off. One of the most trying parts of the process that starts when you begin to strategize...

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Planning for a Financial Emergency

It’s understandable that most people don’t like to envision worst-case scenarios. But the fact is: they do happen. Whether it’s a natural disaster, a military conflict, a tragic accident or a political...

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Rebuilding Credit: Consistency is King

Rebuilding Credit: Consistency is King There is one part of recovering and improving creditworthiness that does not seem quite so logical at first blush, especially if one’s first instinct is to scale back on...

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Setting Amazing Financial Goals

There’s nothing quite like having a goal set out in front of you when it comes to motivation. Your financial goals may be short-term, like paying off an outstanding debt, or long-term, like planning to start a...

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Credit Card Rewards – An Appraisal

In his satirical book How to Be a Canadian, comedic author Will Ferguson identifies some of the key principles of the Canadian economy. After throwing a few jabs at maple syrup exports and beaver pelts, he...

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Avoiding The Minimum Payment Trap

Almost every credit card has a minimum amount that you can pay off monthly. If you’ve been a bit hasty with your use of credit in a given month, why not just take care of the minimum payment that your provider...

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Financial Planning: Stay Adaptive, Be Prepared

Despite good intentions, the actions of external economic factors mean that the climate surrounding your finances is never going to be static for too long. It’s important for your financial planning strategy to...

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Steps to Financial Health: Drink Your Coffee!

Personal finance is a subject in which popular advice often seeks to empower people and help them create freedom from everyday constraints. The self-stated finance gurus of the world might pin financial duress on a lack...

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