Financial Planning

By The Numbers: The 50-30-20 Budget

Budgeting effectively is one of the most important parts of a personal finance plan, and there are about as many budget solutions out there as there are weight loss solutions. Much like the get-trim-quick advertising...

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How Couples Can Work Together For Financial Success

Valentine’s day is fast approaching, and all you lovebirds and couples out there are sure to spend it with that special someone. However, the way you spend – and manage – your money all year long is...

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Things to Consider Before Financing A Car

For many Canadians, it’s simply unavoidable to need to drive – from home to work, to school, or to access necessary utilities and daily tasks. Canadians have registered over 33 million vehicles as of 2015....

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How To Change Jobs Without Financial Stress

It’s a lot of work to find the job that’s perfect for you. Ideally it will have some combination of doing what you enjoy, providing for your financial needs, and helping you develop a career path. And not...

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Burn Rate: Turning Down the Heat on Your Finances

In the startup world, the metric “Burn Rate” is often applied to help potential investors look at the viability of a new company. Put simply, how long (in months) would it take for a company to...

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Alternative Lending: Closing the Debt-to-Income Gap

We’ve talked a fair bit about the importance of debt-to-income ratios here at the Progressa blog. This fundamental ratio shows the relationship between how much you make, and how much you owe: for Canadians, it...

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Personal Finance for Kids: Reimagining the Allowance

The working world has created a mental cycle among those of us who ply the nine to five: put in your hours, and anticipate the weekly, biweekly or monthly deposit from our paycheques. It’s a simple pattern, and it...

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So You’re Debt Free – What Next?

With hard work, perseverance, ingenuity, and help from the right groups of support and advice, we can eliminate the pressure of debt in our day to day lives. For many individuals, the road to eliminating long-term debts...

Financial Planning, Lending Education Read More