The Seven Year Itch: Long-Term Credit History

If your credit has taken a blow, it’s important to start the rebuilding process as soon as you can. However, don’t expect marks against your score to disappear any time soon – your long-term credit history report will keep record of them for up to…

37% of Canadians Caught Financially Unprepared: Manulife Report

A new report on consumer debt in Canada, published by Manulife Bank, highlights some important statistics that will shape our understanding of the pressures and challenges faced by citizens of all provinces in many different income brackets and economic situations. One of the report’s key…

Technology vs. Habitual Spending

As enthusiasts of many kinds know, a habit is a hard thing to break. Whether you just have to hang your keys in the same place every day, or you feel the itch to reach for a cigarette on a regular basis, mental patterns and…

Decoding Fintech in Canada

Two financial technology articles with significantly different tone¬†have been published in recent days, one by Forbes and one by Canadian Business magazine. Both centering on analysis of a broader context in which to place the evolving trajectory of fintech in Canada. As stock values for…

Planning for Financial Transitions

As Ferris Bueller so eloquently put it, life moves pretty fast. If you don’t stop and look around once in a while, you could miss it. Some of the most important financial goals in our lives have to do with moments of transition. Whether they’re…

Being a Better Friend to Those in Debt

The journey toward achieving your personal finance goals is uniquely dependent on your situation – no two financial plans or lifestyle choices are the same. However, one thing common to anyone looking to improve their financial health is the feeling that they might at some…

Developing New Savings Incentives

Here in Progressa’s home of Vancouver, fans of the local sporting scene may currently be feeling a grudge against lottery-based systems of selection. Though a lottery process might have created the momentum¬†for a future hockey superstar, new research has asked whether it may be able…