The Best Ways To Use Your Tax Refund

April brings with it showers, as the song goes, but also an inevitable part of the personal finance journey: filing one’s tax information with the CRA for the year. The last weekday before this year’s deadline is the 29th: mark it on your calendar! And…

Canada Budget 2016: The Highlights

Yesterday’s announcement of a new Federal budget for Canada brought with it certain surprises and other long-expected revisions. For the average citizen looking to improve their financial situation, however, the biggest story was right at the top of the page. The budget offers help for…

Video Killed The Video Star: Skinny Cable In Canada

All across the world of services, industries are being transformed by catering specifically to what their users want. The “Uber for X” model, driven by the ubiquity of geolocation, aims to provide only the services that users need, at the minimum cost, with the maximum…

Secondhand Shopping Safety

The market for secondhand goods can be a boon for anyone looking to downsize their spending, especially given the rise of online trading platforms like Craigslist. With some savvy searching, it’s possible to find goods that are good as new – without the new price…

Collectibles Investing: Trash or Treasure?

Everyone has a box or two hidden in their attic, basement or storage room, full of some or other well-preserved items – be they comics, rare books, sports cards, Beanie Babies, coins or the like – that they might dream of one day re-selling for…

Basic Income Basics

As economic challenges continue to mount for many Canadians, policies have shifted at the government level – some say, not enough. But what if a more radical shift took place – one in which everyone, no matter what their situation, could count on a guaranteed…

Language and Gender in Personal Finance

What We Talk About When We Talk About Money: A Blog About Language and Gender in Personal Finance (With Apologies to Raymond Carver) “Looks do matter. Attractive people tend to make better career progress in the business world. Add in societal expectations regarding female attractiveness and…

Loan Interest Rates: It’s Not Just a Number

Given the choice, would you take a term loan at 40-something percent interest rate, or a credit card with an interest rate in the teens? It’s a question that many borrowers are faced with – and in light of the general fear of the voracious…

Spring Cleaning Your Finances

No matter what the weather is doing where you live, spring feels like it’s approaching – and just the same way you would plan to get rid of old clutter, give your place a sprucing-up, and refresh your sense of place for the new season,…