Less Than Zero: Negative Interest Rates

Interest rates, both on personal debt and in the context of the national economy, are one of the major decision drivers for what people do with their money. We’re obviously inclined to grow our money with investments that pay good interest, while avoiding high-interest debt…

Lessons from the German Debt Model

Amid news that Canadian credit spending and debt loads have continued to climb, and that resource-economy downturn and sky-high housing-market have created further economic pressures for the average citizen, where should we turn for some degree of positive change in our personal financial lives? Where…

New Canadian Mortgage Rules – Social Responsibility or Political Maneuver?

For many Canadians, home ownership is one of the major goals around which they might structure a financial plan. Despite the savings and financial management efforts undertaken by many√ā¬†prospective homeowners, economic conditions across the country are making that goal more and more difficult: due to…

Share The Love: Frugal Valentine’s Day Ideas

Valentine’s Day is a holiday that puts many of us at odds. On one hand, it’s a chance to celebrate our connections with the people we care about most, to do the special things that we really might not get the chance to do otherwise….

Personal Finance Blogging – A Beginner’s Guide

Financial independence and better living are not instantaneous achievements – they are journeys. And like any journey to personal improvement, staying on track can be a challenge. It takes dedication, focus and drive to achieve your financial goals. It can also be hard to focus…

BC Payday Loan Use Rate Now Highest in Canada

As hometown British Columbians, Progressa loves to show off our BC pride. We often have cause to celebrate, coming in the form of studies and polls that consistently rank our province and the cities we live in as some of the best in the country,…