Protect Yourself from Personal Loan Fraud

With so many options out there aiming to cater to borrowers looking for easier access to funding, especially through internet portals, it can be hard to distinguish the legitimate offerings from those designed to take advantage of vulnerable consumers. Some online loan providers are simply…

Erasing the Bad Credit Loan Stigma

There was a time when falling into bad credit and seeking a personal loan was a significant dividing factor that introduced barriers between individuals and the kinds of financial services they needed; it also created a harmful social stigma. Many consumers have related difficult stories of…

Making Your Emergency Fund A Priority

Let’s take it as gospel that the first priority when improving your financial situation and getting out of debt is to establish a plan to consolidate and quickly unburden your accounts from the sources of debt that incur the greatest penalty in interest and/or fees….

Back to School for Financial Literacy

It’s the first week after Labour Day, which means Canadians of every age and background will be heading back to school – whether that means primary, secondary, undergraduate, graduate or continuing studies. Now is an important time to remind ourselves of the role played by…

Rebounding from Bad Credit

Lines of credit are a significant resource for individuals. They demand a high degree of financial responsibility: overuse of too many sources of credit can have a dramatic negative effect on your credit score. For those of us who have reported credit scores on the lower side…