BMO Report: Canadians Becoming More Savings-Savvy

If you’ve ever received an envelope in the mail with “PAST DUE” written on it in large, red, bolded lettering, you know that there’s a certain feeling that rears its head: “don’t look,” says a certain corner of your brain. “Ignore this! It will go…

The Biggest Personal Loan Conundrum

Being in debt can be a difficult position for even the most well-intentioned of us: sometimes, unexpected events occur that change the view of our financial landscape in an instant. Taking on debt is a major psychological effector. All of a sudden, your brain would…

A Personal Finance Reading List for Summer

The days are at their longest, and warm evenings beckon: it’s the perfect time to grab a book from the shelf, kick back, and immerse yourself in new ideas. Take advantage of the opportunity to learn new personal finance skills from experts and commentators in…

Summer Activities, Without the Spending Crunch

Let me be clear: I love the summer. It’s a time to get out and be active, both physically and socially. Schedules for music, theatre, and other multifarious summer activities and events suddenly explode into action, inviting participation in the long, warm evenings after a day…

Instalment Loans Gain Popularity: Delinquency Down

A new report from credit agency TransUnion has shed light on the market for financial products in Canada. In the course of your approach to better financial planning, have you moved away from credit cards and toward lower-interest-rate or more flexible options? In that case,…

Never Mind the Wallets, Here’s the Sex Pistols Credit Card

In its nascence, punk rock was all about making waves in the establishment, and no one will dispute the enshrined place of legendary English turned-up-to-eleven obscenity-driven anarcho-rockers the Sex Pistols in the genre’s canon. And yet, somehow, I doubt that Sid Vicious could have predicted a…

Combating Debt Fatigue

Setting up a plan to become debt-free can be a significant undertaking – not only from a logistical, practical point of view but also an emotional one. Adjusting your spending and saving habits might mean changing your daily routine or cutting back on certain luxuries…

The Art of Negotiation

My father has always been the expert negotiator in the family. In retrospect, this makes more than a little sense – the man’s been a lawyer for nigh-on thirty years. However, whenever it came down to the terms of a phone contract, the cost of a…